According to the U.S. department of health and human services more than 108 million Americans do not have dental Insurance.

And I don't blame them, Dental Insurance could be pretty expensive, I think I pay about $60/month and I don't really use it (which is a good thing, not needing to use it) but then you have it just in case like everything else, from cell phone insurance to fire insurance, and hit & run insurance, etc. etc...all those just in case things that add up to your bills every month.

However Dental care is very important, you got to take care of those little rocks in your mouth, either it's to have a beatifull smile, preventing cavity pain, or just having healthy teeth so they don't fall off.

So, a lot of people are turning to Discount Dental plans, where they pay an annual membership fee, and they get access to participating providers who are offering discounts, anywhere from 10 to 60 percent on most dental procedures, including braces, root canals, crowns, dentures, cosmetic dentistry and more on select plans.  Certain plans even include discounts on additional benefits, including prescription, vision, hearing and chiropractic care.

Discount dental plans - starting at $79.95 per year for individuals and $129.95 per year for families - are much more affordable than traditional dental insurance. According to a 2005 report by the NADP , the average monthly premium for individual dental HMO insurance is nearly $16 (about $192 per year), compared to nearly $24 (about $288 per year) for individual dental PPO insurance and nearly $31 (about $372 per year) for individual dental indemnity insurance.NADP states: "Discount dental plans have become an economical and important alternative to combat the rising cost of health care. They are a cost-effective vehicle for millions of underserved consumers to improve their access to dental care."

To make a long story short, it seems to be the way to go, without discounting the service or flexibilty Dental care.

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